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Compliance & Governance
Every Florida condominium and homeowners' association operates under a specific chapter of the Florida Statutes. These are plain-language overviews of what each chapter covers, with a link to the official text.
Chapter 718
Chapter 718, known as the Condominium Act, is the primary Florida law governing how condominium associations are formed, operated, financed and terminated. It sets minimum standards that override conflicting language in a condominium's declaration or bylaws.
The chapter covers the creation of a condominium, the developer's obligations, day-to-day governance by the association, sale disclosures, unit owner rights, and — following the 2022 reforms — mandatory structural reserve studies.
Chapter 720
Chapter 720 governs Florida homeowners' associations: communities created by a recorded declaration of covenants that automatically binds every lot owner. Unlike condominiums, homeowners generally own the land under their home; the association manages the common areas and enforces community standards.
The chapter balances the association's authority to enforce covenants against statutory protections for members, including access to records, notice of meetings, a hearing procedure before fines, and limits on how boards may operate.